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Showing posts from April, 2020

Advice on Financing the Building of Your New Home

Building your new home  can seem like an intimidating process if you’ve never done it before, especially when it comes to making sure the correct finances are in place to complete your project successfully. Here is some advice from  a residential architect in NJ . You Need a Construction Loan, Not a Mortgage  A bank or lender won’t grant regular mortgage when you are building, because that is financing for something that already exists. Different rules for financing apply when you are planning to build, and lenders can be far stricter with their criteria for loans and offer different loan structures as a result. Loans for building projects are known as construction loans, self-build loans or construction mortgages. These are typically short-term loans that come with a one-year maximum term, unlike regular mortgages which typically have much longer terms. This doesn’t mean you have to pay it off in just one year. Instead, the loan allows you to pay for what you need as you build,

Why Is Good Commercial Architecture Important to Our Towns and Cities?

Commercial architecture often goes unappreciated for the value it brings to our towns and cities. A good commercial architectural design is about more than making a space where people can work. Here’s some insight into how this type of architecture enhances our lives and our world, from a   commercial architect in NJ . Creativity That Uplifts and Inspires  Many commercial buildings are just walls with a roof on them – boxes where people work. In contrast, offices and commercial spaces designed by an architect make you feel something as you walk into them or past them on the street. They  i nspire with their creativity and daring , they enhance the neighborhood around them, and they show a different way of working. Just think of the commercial buildings that have become icons around the USA and the world, such as the Flatiron building in New York, the Holmdel’s Bell Works building in New Jersey, the Burj Khalifa in the UAE, and the Shard in London to get a sense of wonder behind c